Homeowner and Investor Home Loans Refinancing
Refinance – Loans Consolidation – Debt Consolidation – Cash Out
Up To 95% LTV Conventional / 96.5% LTV FHA
Loan Amounts $250,000 – $5,000,000
Full Doc (W2s & Tax Return)
Stated Income (No Tax Returns)
Alt Doc / Bank Statements for Income
Conventional / FHA / VA Loans Available
HELOC Home Equity Credit Line
2nd up to $500,000
Jumbo Loans up to 90% LTV
Investor – No Income DSCR & Fix and Flip Programs
COVID-19 Assistance $500 Appraisal Rebate
Premier Full-Doc Loan Program
Up to 90% LTV (with 700 credit score)
Up to 43% DTI (40% DTI for LTV>85%)
Cash-out to 60% LTV
Primary and second homes, investment properties
Loan Amounts up to $5 Million
Comprehensive Jumbo Loan Program
LTV to 80%
Min 680 credit score
Interest-only option
Foreign borrowers permitted
Gifts permitted
Loan Amounts up to $5 Million
Up to $500,000 (CLTV $1,500,000)
Ideal for Jumbo 2nd and Credit Card Consolidation
Purchase and Post-Close
Flex Pay (only on what you use)
89.99% (Max CLTV 80% if FICO < 720)
Min 700 credit score
Low Rates
Debt Service Coverage Ratio
Max LTV 80%
Loan Amounts up to $5M
Non-Owner Occupied only
No Reserve Requirements (depending on LTV)
No income verification
5yr / 7yr ARM & 30-year Fixed
Reconciled rent estimate based on 1007 and rent survey or lease agreement
No min DSCR at 70% or less*
Minimum DSCR 1.1 at > 70%
Many Programs from 600 Credit Score
Fix & Flip
Bridge Loans
Trans States Commercial Corp.
Oakstead Professional Center
19508 Shumard Oak Dr. Suite 103
Land O Lakes, FL 34638
Tony Jagmohan Persaud
NMLS# 390841
813-963-1256
tony@transstatesmortgage.com
Trans States Mortgage
NMLS# 1643318
Privacy Policy
© 2023 JumboLoanRefi. Trans States Commercial Corp.