Quick Closings! LOW RATES!

Loans from $250,000 to $5,000,000

Jumbo and Conventional Mortgage Loan Programs

Homeowner and Investor Home Loans Refinancing
Refinance – Loans Consolidation – Debt Consolidation – Cash Out

Starting at 3.375% APR
Up To 95% LTV Conventional / 96.5% LTV FHA
Loan Amounts $250,000 – $5,000,000
Full Doc (W2s & Tax Return)
Stated Income (No Tax Returns)
Alt Doc / Bank Statements for Income
Conventional / FHA / VA Loans Available
HELOC Home Equity Credit Line
2nd up to $500,000
Jumbo Loans up to 90% LTV
Investor – No Income DSCR & Fix and Flip Programs
COVID-19 Assistance $500 Appraisal Rebate

Jumbo Prime Major

Premier Full-Doc Loan Program
Up to 90% LTV (with 700 credit score)
Up to 43% DTI (40% DTI for LTV>85%)
Cash-out to 60% LTV
Primary and second homes, investment properties
Loan Amounts up to $5 Million

Jumbo Select Prime

Comprehensive Jumbo Loan Program
LTV to 80%
Min 680 credit score
Interest-only option
Foreign borrowers permitted
Gifts permitted
Loan Amounts up to $5 Million

Homeowner HELOC Home Equity

Up to $500,000 (CLTV $1,500,000)
Ideal for Jumbo 2nd  and Credit Card Consolidation
Purchase and Post-Close
Flex Pay (only on what you use)
89.99% (Max CLTV 80% if FICO < 720)
Min 700 credit score
Low Rates

OTHER JUMBO LOAN PROGRAMS
DSCR FOR INVESTOR

Debt Service Coverage Ratio
  Max LTV 80%
  Loan Amounts up to $5M
Non-Owner Occupied only
No Reserve Requirements (depending on LTV)
No income verification
5yr / 7yr ARM & 30-year Fixed
 Reconciled rent estimate based on 1007 and rent survey or lease agreement
No min DSCR at 70% or less*
Minimum DSCR 1.1 at > 70%
Many Programs from 600 Credit Score
Fix & Flip
Bridge Loans

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Residential Loans available in Florida Only

Commercial / Investor Loans available Nationwide except for CA, OR, HI and UT

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